How AI credit scoring models can boost financial inclusion
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Perfect credit is not the requirement anymore — understanding the rules is. In this episode of Credit Makeover 2026, I break down what actually matters for mortgage approval right now, without the fear, hype, or outdated advice. We’re talking about: • Why the 620 credit score rule is gone • What lenders really look at in 2026 • How rent payments and consistency finally matter • The new credit scoring models explained in plain language • How to position yourself for a traditional home loan If you
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