What Happens to Health Insurance Costs After December 31, 2025? A Neutral Look at the Upcoming ACA Subsidy Deadline Millions of Americans who buy insurance through the marketplace currently receive enhanced subsidies that keep monthly premiums affordable. Those extra subsidies, expanded during 2021–2025, are set to expire at the end of this year unless Congress acts. Analysts estimate the average premium could rise sharply in 2026 without an extension. Both parties have supported subsidy help in
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