Louis Montcho PhD on Instagram: "Homelessness in California has reached overwhelming levels, affecting individuals, families, and entire communities across the state. From major cities to smaller towns, tents line sidewalks, people sleep in cars, and shelters remain overcrowded. This crisis is no longer something that can be ignored or treated as temporary—it is a persistent and growing problem that demands urgent and effective solutions. One of the main reasons homelessness continues to rise is

Day Trading on Instagram: "Warren Buffett has long preferred studying balance sheets over income statements when evaluating businesses. He focuses on low debt, rising retained earnings, and strong cash reserves, which provide stability and flexibility in tough times. This philosophy is evident in Berkshire’s record $347 billion cash pile, partly held because attractive investment opportunities are scarce. Buffett’s cautious, long-term approach ensures the company avoids unnecessary risk and main