Welcome Aboard! How to join Standby Skipper

Rachel Cruze on Instagram: "Here are the three accounts I recommend: 1️⃣ A primary checking account for everyday spending. 2️⃣ A separate emergency fund (start with $1,000, then build to 3–6 months). 3️⃣ A high-yield savings account for short-term goals and sinking funds. And if you want help keeping it all straight, set up your budget in @everydollar"

Rama on Instagram: "Lately I’ve been questioning the system we’re all living in: the constant pressure to be productive, to monetize everything, to always be doing something. We’re told to keep competing, keep growing, keep pushing. And when you’re exhausted or burned out, it somehow feels like a personal failure. When I came across the idea of a well-being economy, what clicked for me was how it flips the question. Instead of asking how much money the economy is making, it asks who is actually