Underwriting Explained: Proforma, Projections & The #1 Rule

Instagram’s @design on Instagram: "✂️ Drawing, cutting and assembling each piece by hand, @paper__pepper (Paper Pepper) builds storybook-like worlds, one cutout at a time. “This very simple medium — paper — can be layered to create a complete scene, and that process has become the core of my work,” says Paper Pepper. “Now I combine this with ASMR to build small paper worlds that invite people to pause, feel calm and smile, even just for a moment.” Always working by hand, Paper Pepper uses basic