Best Trick For Fixed Deposit 🏦 FD laddering is a strategy where an investor spreads their investment across multiple FDs with different tenures and interest rates, creating a “ladder” of maturity dates. Under this strategy you need to breakdown your FD into 3-5 parts in such a way that every year one of your FD matures. In this way you will have get a cash in your every year that means liquidity is in your hand. As you know, every year one of your FD gets mature so if you think you don’t need t