What Is Key Person Insurance? Guide for Business Owners (2026) - Shopify
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What Is Key Person Insurance? Guide for Business Owners (2026) - Shopify
Key person insurance is a policy a business takes out on essential employees whose loss may destabilize the organization.
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Key person insurance is a life insurance policy that a business takes out on its most valuable employee or employees. A policy can also include a rider for disability coverage to help if a key employee is disabled. Key person insurance helps safeguard a small business if an imperative employee dies or becomes disabled 💪🏾💪🏾 Click link in bio, let’s protect your business TODAY | Laqwan Butler
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What is key person or key man insurance and why is it important? Key person insurance, also known as key man insurance, is a life or disability insurance policy owned by a business on a critical employee such as a CFO, COO, or other key leader. It helps compensate the company for financial loss and transition costs if that individual passes away or becomes disabled. While key person insurance premiums are generally not tax-deductible, the coverage plays an important role in maintaining business
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