Confused about interest rates? APY (Annual Percentage Yield) is what you earn on savings or investments and includes compounding, so higher is better. APR (Annual Percentage Rate) is what you pay to borrow money, like with a loan or credit card, and includes fees—so lower is better. Compare APY for saving and APR for borrowing! https://www.onlinebanktours.com/m/article.php?b=1688&id=79977 #teamFBC #FirstBankChicago #memberFDIC #EqualHousingLender | First Bank Chicago
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2.4K views · 22 reactions | APR vs. APY: Know the difference! Annual Percentage Rate (APR) shows the cost of borrowing, including fees, while Annual Percentage Yield (APY) shows the interest earned on savings, including compounding. Both are crucial for making informed financial decisions. To learn more, visit https://bit.ly/3LA4ydC. | KeyBank | Facebook
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