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Why Are the RBA and SVR Rates Different? Ever wondered why your lender’s Standard Variable Rate (SVR) doesn’t always match the Reserve Bank of Australia’s (RBA) cash rate? While the RBA sets the benchmark, lenders adjust their SVR based on funding costs, market conditions, and business strategy. Understanding this difference helps you make smarter decisions about your home loan. Like, share, and follow Apt Mortgages for more expert insights to help you stay ahead in your mortgage journey. For mo

Comparing Variable & Fixed Interest Rate Loans

Average standard variable rate mortgage hit record 8.18% in October – Moneyfacts

Understanding the Difference Between Variable and Fixed Rate Mortgages

Fixed or variable home loan: which is right for you?