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WHat is a test rate? A test rate is the interest rate that the bank assess your application at. So, when rates increase, they know you can still afford it. At the start of last year, these were way up at 8.95%. Nw, they're as low as 6.55%. Long story short, you can borrow more today than you have been in a long time. | Patrick Sargisson - Mortgage Adviser | Facebook
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Today, we’re rebranding as Rate. Just like our streamlined name, we’re committed to making the mortgage process smoother, faster and smarter, using AI to empower both customers and loan officers alike. It’s more than a new name. It’s a new era. Welcome to the future of mortgage lending, powered by Rate. | Rate - Guaranteed Rate
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