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“Fixed vs Floating Rate: Which one should you choose?” When it comes to loans, choosing between a fixed and floating rate can make a huge difference. Here’s a breakdown to help you decide: 1️⃣ Fixed Rate: Your interest rate remains the same for the entire loan tenure. Stable and predictable monthly payments. Best if you prefer certainty and don’t want to worry about market fluctuations. 2️⃣ Floating Rate: The interest rate is linked to market trends (e.g., repo rate). When the repo rate decrease
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