Stop scrolling — you might be sitting on a free upgrade and ZERO hard pull. In this quick video I show you how to check for a Capital One card upgrade (the legit ways), what to say, and the one thing to watch for so your score doesn’t get dinged. ⚠️ Not guaranteed — policies change by account and by rep. Always confirm with Capital One before you accept anything. What you’ll get in this vid: • How to spot upgrade offers inside your Capital One account • What to ask the rep so they don’t trigger