Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Though paying your bills on time is one of the best ways to build a good credit score, it's not the only important factor. How much you owe compared with your credit limits -- your credit utilization ...

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

SAN JOSE, Calif.--(BUSINESS WIRE)--How much you owe is an important factor in determining your FICO® Scores, making up 30% of the total calculation. One of the elements that FICO considers in this ...

This is the story of how a poorly-timed credit card purchase turned into a massive credit score drop. While it does have a (mostly) happy ending, there are some lessons to be learned. Not long ago, a ...

Here are the credit card debt myths you need to know to help you manage your finances wisely. Dennis Shirshikov, head of ...

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.