If you’re not careful, your credit may change quickly. Here’s how to prepare.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

A 2025 USAA study highlights a worrying trend: About 18% of Generation-Z have never checked their credit score. Among those ...

Some people aren’t kind about credit scores. Comments on the social media platform Reddit range from jabs calling them “useless” or “ridiculous” to stronger scoldings saying they’re a “gimmick” or ...

Forbes contributors publish independent expert analyses and insights. Hersh Shefrin analyzes how psychology impacts markets and policy. The majority of Generation Z lacks financial literacy. They are ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...