Ben Gran is a freelance contributor for Forbes Advisor on banking. He also writes for The Ascent (a Motley Fool service), where he covers insurance, credit cards, personal finance and investing. Ben ...

Many of us want to save money to, say, buy a car, pay off our student loans ... or maybe just go out to dinner with friends without having a mini panic attack when someone suggests splitting the bill.

If you’re getting serious about saving for retirement, you’re probably starting to see it as a numbers game. It’s a game in which you need to put away a certain amount of money every month in order to ...