If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

While Microsoft Excel is one of the most powerful spreadsheet applications, it’s also the most intimidating tool in the Microsoft Office suite. If you’ve never used Excel before or are just a bit ...

One option for sharing reports with your team is to simply rattle off numbers. Think something like this: "We allocated 10% of operating budget to maintenance, 15% to hardware upgrades, 18% to ...