Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. The Annual Percentage Rate is a fundamental concept in ...

Earning passive income doesn't need to be difficult. You can start this week. The APR, or Annual Percentage Rate, of a loan is the amount of interest you’ll be charged in one year for that loan. The ...

Interest is one of the ways lenders make their money, and it’s what makes it worth it for them to give out loans. If you’re borrowing money, interest is the cost the bank charges you for the service.

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

I've helped a lot of people use 0% intro APR credit cards to get out of debt -- and I've seen just as many misuse them and fall further behind. The difference between succeeding and failing always ...

When the Federal Reserve speaks, the whole world listens—and if you have a credit card, you should listen too. That’s because the Fed’s monetary policy decisions directly impact your wallet, including ...

Have you ever wondered how your bank decides how much to charge you on your mortgage or credit card? Have you ever looked at an account statement and failed to understand what all of the jargon meant?