You have to spend money to make money, as the old saying goes. But sometimes you have to borrow money to spend money, too. “It’s really the most important legal document that establishes the ...

DEAR MISS MANNERS: As a teacher for the past 30 years, I have been fortunate to receive thoughtful gifts of thanks and appreciation from my students and their families during the holiday season and at ...

DEAR ABBY: Some time ago, you printed a letter from a grandmother who said she was changing her will because neither her adult children nor her grandchildren ever wrote her thank-you notes when she ...

A handwritten thank-you note is a special way to show appreciation, as the medium becomes part of the message. Keep your message short and sincere, and send the note within two weeks of receiving a ...