Life insurance can be a good option for those who want to leave money for heirs when they pass away. While some people prefer to focus on saving and investing on their own, others prefer to put some ...

For participating whole life insurance policies — where the life insurance company pays you a share of its profits in the form of dividends — the current higher federal interest rates can translate to ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...

If you have a family, you want to protect them at all costs. You want to drive the safest car and buy a home in the safest neighborhood. But what are you doing to ensure their financial safety? If you ...

Daniel Mattia is a researcher and writer for MarketWatch Guides with nearly 10 years of experience writing about auto insurance, warranties, lending and personal finance. A former licensed insurance ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

In advisory conversations, I often see clients treat “life insurance” as a monolith. But the difference between term and whole life is foundational to strategy, not just semantics. Choosing the wrong ...

You may not need burial insurance or an expensive whole life insurance policy. Try these alternatives instead.

Whole life insurance receives its name because it provides the owner with a death benefit for the whole lifetime. It is a form of permanent life insurance. Whole life also includes an accumulation and ...

With added costs, confusing terms, and often vague guidelines, whole life insurance isn't always a safe investment, ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Life insurance offers valuable financial protection for loved ones in the event of your death. But there are a number of options when it comes to which type of policy to choose. Knowing the main ...