The holiday season is a time for reflection. For some, it’s a time to celebrate the past year’s victories. For others, it can be an emotionally charged time, or a season of financial stress.

Forbes contributors publish independent expert analyses and insights. Naz Beheshti covers mindful leadership and corporate wellness. I often tell my clients that a daily practice of self-reflection ...

Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public. Mark is an expert in investing, economics, and market news. Chip ...