Whether you’re applying for a government-backed loan or a conventional mortgage, you’ll likely have the choice between a fixed or variable interest rate. Although a fixed rate is typically safer since ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

When it comes to figuring out what kind of mortgage you need, the most common question asked is whether you should go fixed or variable. What often slips people's minds is that a variable rate ...

The sun is beginning to shine again on the interest rate environment after the Federal Reserve raised the federal funds rate 11 times between March 2022 and July 2023 to curb inflation, which caused ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders let you convert part of a traditional variable-rate HELOC balance to a ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the bond market could keep fixed rates elevated.

For many people, taking out student loans is a necessary part of getting the education they need to succeed in life. Whether it's for undergraduate studies or a specialized graduate degree, borrowing ...

The fund invests primarily in variable-rate preferred stocks, including fixed-to-floating, resettable, and floor-rate instruments, with a strong emphasis on the financial sector. With a low expense ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...