Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

The national average credit score fell to 717, according to a new report from FICO. Credit scores had steadily improved for a decade, but increases in missed borrower payments and rising consumer debt ...

The good news is that there are ways to improve your credit score without a credit card. One of them is to use a credit-building tool, such as CreditStrong’s Revolv, which helps lower your credit ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits wisely is crucial for financial health.

Some factors matter a lot more than others when determining credit scores, and one of these critical factors is your credit utilization ratio. Your credit utilization can impact your life in more ways ...

Using a credit card for a big purchase can help you earn rewards and comes with additional benefits and protections. Large purchases on a credit card can affect your credit utilization and hurt your ...

I know that you should keep your utilization down, under 50%. However, what is more important: that each card be under 50% or that the average be under 50%? I have one card that has an extremely low ...

Keeping a watchful eye on your credit card balance is crucial so that you don’t overspend and take on credit card debt you can’t afford to pay back. But how do you check your balance? And what’s the ...

Using a single credit card keeps things simple, but it can also limit your rewards, credit score growth, and financial flexibility.

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...