When Morningstar in 2021 pegged a 30-year safe withdrawal rate for retirees at 3.3%, it triggered a shudder across the retirement planning industry. Was the annual safe withdrawal rate of 4%, the ...

The 4% rule is an easy way to determine how much to withdraw from savings in retirement. The rule calls for withdrawing 4% of your savings in the first year and adjusting that amount for inflation ...

Unless you’re lucky enough to have a defined-benefit pension on top of Social Security when you retire — which most US private-sector workers will not — figuring out how to make your money last in ...

The U.S. Citizenship and Immigration Services wants to expand a Biden-era policy known as public charge that could further curtail immigrants' use of public benefits. That means that migrants' use of ...

The 4% rule is a popular strategy for managing retirement savings. It may not work for your retirement if you're ending your career early or late. It may also not be suitable if you don't expect your ...

Market conditions and inflation have a significant impact on sustainable withdrawal rates. The 4% rule was intended to be a flexible guideline, not a strict law. Some advisors prefer dynamic ...

A calculation error related to the Rule of 6 may have contributed to an infant's death recently when it led to a misplaced decimal point and the preparation of a ...

The rule of 72 is a shortcut investors can use to determine how long it will take their investment to double based on a fixed annual rate of return. To use the rule of 72, divide 72 by the fixed rate ...