Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Life insurance is a contractual agreement between an individual (the policyholder) and an insurance company. Under the contract, the insurer promises to pay a designated beneficiary a sum of money ...

Tax rules are shifting in 2026, and I want clear resolutions in place now so my income is shielded as much as possible from ...

Discover how Roth 401(k) accounts are taxed, emphasizing tax-free withdrawals in retirement and upfront tax payments. Learn ...

Although the “Big Beautiful Bill” raised the federal estate tax exemption to $15 million per person, state estate taxes have much lower exemptions in many states. Oregon is the lowest, with a $1 ...

Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

You may not need burial insurance or an expensive whole life insurance policy. Try these alternatives instead.

You can't always avoid taxes, but on these income sources, you won't pay as much as you expect. These are solid ways to add ...

When the Tax Reform Act of 1986 became law, most financial professionals saw what they had lost—deductions, shelters, and loopholes. A few saw something entirely different. Buried deep in that ...

Looking for the most affordable life insurance and a policy that’s easy to understand? Take a look at term life insurance Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the ...

Planning for retirement isn’t simple. Many investors and their advisors pore over options, looking for the perfect allocation of stocks, bonds, cash and other assets. “What few of them are thinking ...