Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Don’t think about indexed universal life insurance as a “stock alternative” as IULs are a type of life-insurance policy.

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

Indexed universal life (IUL) insurance combines life insurance coverage with the opportunity to accumulate cash value linked to the performance of a stock market index, such as the S&P 500. Investors ...

Choosing life insurance is a big decision, especially when there are so many options to consider. You want to make sure you’re leaving behind more than just memories — you want to provide financial ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

US individual life insurance sales reached a record high in 2025, with total new annualized premium exceeding $17.5 billion, reflecting a 10% increase compared with the previous year, according to ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. If you’re in the market for a life ...