Life insurance policies can vary enormously and the jargon surrounding the industry is not always the easiest to understand.

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

There are five main types of life insurance to choose from. Here’s a breakdown of what each one covers. Many, or all, of the products featured on this page are from our advertising partners who ...

We looked at term and permanent life policies to identify the top life insurance companies overall ...

Depending on the company and the type of policy, life insurance can last either for a specific period of time or for as long as you live (provided premium payments are kept current). Coverage amounts ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Still, it makes sense to take the time to review your needs, budgets and ...

Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

Knowing the factors that affect rates can help you find a better deal ...