Earlier in the year, a lot of people were clamoring to open CDs while rates were sitting at or above 5%. But at this point, the days of 5% CDs are over. The Federal Reserve has cut interest rates ...

Roske continued, "Based on current APY benchmarks, 60-month CDs now offer APYs equal to or better than 24-, 36-, and 48-month CDs. Those wanting to lock in a strong rate now should secure a 12-month ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When you open a CD, though, it comes with a maturity date, and you get a ...

The Federal Reserve has been consistently lowering interest rates over the last year, making a certificate of deposit (CD) account a less appealing prospect than it was in 2023 and 2024 when interest ...

Certificate of deposit rates have been relatively high over the past few years thanks to the Federal Reserve’s efforts to snuff out inflation. But that window of opportunity is closing fast. The Fed ...

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With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...