Eugenio Dante Suarez, associate professor of finance at Trinity University, says the "perfect withdrawal amount" isn't 4%.

The 4% rule is an easy way to determine how much to withdraw from savings in retirement. The rule calls for withdrawing 4% of your savings in the first year and adjusting that amount for inflation ...

What Is the 20/4/10 Rule? Financial experts devised this rule to help regular consumers. The main goal is to determine the down payment, monthly car payments time frames, and transportation costs to ...

The iron rule of probability that you need to remember here is - chance has no memory. This means that, in activities largely involving luck, past outcomes have no effect on the current outcome.