The study of interest rate models and term structure analysis is central to understanding financial markets, underpinning the valuation of fixed income securities, derivatives, and risk management ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And now, in early 2025, this consideration is even more important. With ...

Empirical monetary policy shocks (EMPS) contain information about monetary policy both today and in the future. We define the term structure of monetary policy news as the marginal impact of an EMPS ...

The interest rate cut that's been looming for all of 2025 finally seems to be here. With a cut to the federal funds rate almost a certainty, many experts are now wondering whether it will be by 25 ...

The Fed’s dot plot is a chart that records each Fed official’s projection for the central bank’s key short-term interest rate. The dot plot is updated every three months and is meant to provide ...

Learn how secured notes offer low-risk investments by using borrower assets as collateral. Discover their advantages, ...

Despite the Fed’s rate-cut campaign, medium- and longer-term interest rates in the US have risen sharply in recent months. This has weighed heavily on bond investors’ returns (as higher bond yields ...

President Trump has been unhappy with the Federal Reserve’s interest rate decisions, which in 2025 have left policy rates unchanged. The president, along with his fellow real estate developers, ...

WASHINGTON, DC: The Federal Reserve logo is seen on the William McChesney Martin Jr. Building on September 16, 2025 in Washington, DC. The Federal Open Market Committee (FOMC), the policy-making arm ...