If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

The high cost of long-term care, whether it's nursing home or caretaker services, can be financially devastating for seniors. Depending on the level of help you need, it could mean paying anywhere ...

As we age, the prospect of needing long-term care services becomes a significant concern. These types of services are designed to meet the health and personal care needs of those who can no longer ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

Long-term care insurance (LTC) can pay for costs not covered by health insurance or Medicare, like a home health aide, physical therapy or ongoing care in a nursing facility. Before you buy a policy, ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The affordability of ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Insurance companies often reassess LTD benefits at the two-year mark. A leading disability lawyer explains what you need to ...

Picture Dave, 66, and his wife Susan, 62 — diligent savers who have six months of emergency savings in a high-yield account ...