Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Picking the right life insurance can feel like a puzzle for a lot of folks. Term life insurance and whole life insurance each bring something different to the table. Figuring out what sets them apart ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Let's address the issue that has divided the insurance industry for decades: Should you buy whole life insurance to "be your own bank," or should you buy term insurance and invest the difference?

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Life insurance is designed to provide a death benefit to your loved ones after you pass away. Certain policies can also ...

Understand costs, how 20-year term life insurance works and who it can help the most Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

One of the benefits your employer may offer is the chance to enroll in group term life insurance. This is a program employees can sign up for after meeting certain criteria such as working for the ...

I'm currently 40, and my existing 20-year term policy for $250,000 will expire at age 53. I also have about $100,000 in ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...