When you buy a term insurance plan, you expect one simple thing: you want your family to stay safe even if you are not around. But when you look at the ...

The 2023 Survivor Benefit Plan open season is upon us. It has made me think a lot about this important program that allows retirees to protect up to 55% of their retirement income for their loved ones ...

As we age, the prospect of needing long-term care becomes an increasingly important consideration. But this type of care comes at a significant cost — and depending on your needs, could come with a ...

When you’re in your twenties, financial planning is typically about managing student loans, building a career, saving for travel, or maybe planning for further education. Insurance, particularly term ...

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash value ...

For some, ULIPs may seem like complex products, with the market-linked returns, fund choices, and different kinds of charges. And trying to mentally guess what your investment might grow into after 10 ...

When deciding on coverage, it is important to look at your entire financial situation and future priorities. | One of India's ...

This guide explains how short-term and long-term health insurance plans differ in duration, benefits, and renewability, ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.