Forbes contributors publish independent expert analyses and insights. Juan Carlos Medina, CFP, focuses on holistic financial wellness. I think we can all agree that change is not easy. There can be so ...

The Stages of Change Management, also known as the Transtheoretical Model, is a framework originally developed to describe how people change their behavior. It has since been adapted for use in ...

Change isn’t easy, especially when it involves breaking habits. Anyone who has ever made a New Year’s resolution knows this ­all too well. What you may not know is that, according to research on ...

You’ve made your lists of ins and outs for 2024. You have set your goals and intentions just like you did this time last year. Whether you are successful or not in achieving these goals or creating ...