Learn about finite risk insurance, its types, how it works, benefits, and criticism to make informed financial decisions and ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

If you’re self-employed, being unwell or in pain and waiting for hospital treatment could lead to a loss of earnings for your business if you can’t work – a double whammy. That’s where private medical ...

Larry Moore explains how a change in the way Fresno Unified provides healthcare insurance for retirees sets a dangerous precedent.

“We’re going to see more change in the next five to 10 years than we’ve seen in the last 50,” said Mary Barra, CEO of General Motors, on record. While that statement is now a year old, it continues to ...

To find out if your insurance covers gender affirming medical and surgical services, you need to ask if you have benefits or coverage for transgender/gender dysphoria. You will also need to ask if ...