President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

When opening a rewards credit card, it's important to understand how the actions you take now will affect your credit score for years to come. The same is true if you're in debt and are working to pay ...

A zero balance credit card can impact your credit score, and here’s why. (iStock) Too many financial consumers don’t understand their credit scores, and that’s a scenario that can lead to negative ...

If you carry a balance on your credit card, a quick way to pay it off could be by transferring the balance to a credit card ...

(InvestigateTV) — Only 40% of Americans recognize carrying a balance on a card can hurt their credit, according to a new NerdWallet report. As the U.S. continues to deal with inflation, many Americans ...

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...