The Roth 401K limits for 2026 allow a $24,500 deferral. This is quite a jump over the IRA. But this is not it, there's a lot ...
The 2026 retirement rules turn what used to be a quiet back-of-the-envelope decision into a real compliance test for anyone using a 401(k). The core shift is simple but consequential: higher earners ...
Whether a catch-up eligible participant is subject to the Roth designation requirement is based on the participant's wages (Social Security wages reported in Box 3 of Form W-2) for the calendar year ...