Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.
If you have a retirement portfolio that's 70% stocks and 30% bonds, you may be able to sustain a 5% withdrawal rate without ...
William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...
The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.
People save so they can have smooth retirements, and this may be the year more of them start withdrawing from their nest eggs ...
While general savings wisdom is that you should save as much as you can for retirement, there are actually situations where ...
This article looks at the average retirement savings by age group.
There's no one right way to retire early. Some people manage to sell a business for a huge sum while others build passive income streams that allow them to leave their 9-to-5. Many adherents to the ...
Growing anxiety over the future of Social Security is driving more Americans to claim benefits earlier than planned. Processing Content Forty-four percent of non-retirees intend to file for benefits ...
For nearly three decades, one of the most widely cited guidelines in retirement planning has been the "4 percent rule." Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...
In terms of tax, when you reach your NMPA you will be able to access up to a quarter of your pot tax-free, up to a maximum of ...
Trump says he's "not a huge fan" of letting homebuyers tap 401(k) retirement accounts for down payments, citing strong account performance amid market's rise.