Following the 4% withdrawal rule, it would take a typical retirement savings of $1 million to provide a $40,000 annual income ...

Read why the 4% retirement rule may be riskier than it seems, and how we recommend to invest in dividend stocks instead.

The way we approach retirement is changing. Increased life expectancy, the disappearance of traditional pensions and rising costs are creating new challenges for individuals preparing for the future.

Modern annuities address longevity risk, market volatility, inflation, liquidity needs, and legacy planning, helping retirees ...

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

You’ve spent most of your adult life planning and saving for retirement. Then, when the day comes, and you make the call to finally retire, your entire thought process needs to change. Instead of ...

Many people will tell you to rely on IRAs or 401(k)s to house your nest egg for the tax breaks involved. While I'm a firm believer in using these accounts, I won't keep all of my savings in a plan the ...

Many Americans retire early but delay Social Security to boost lifetime benefits. Waiting until 70 can increase monthly ...

Many retirees plan to spend their retirement savings quite frugally, according to a few recent reports and studies. For example, a recent survey report, “To Spend or Not to Spend” from BlackRock, ...

The best time to start preparing for retirement is when you enter the working world full time, usually in your early 20s. That doesn’t mean you should obsess over something that’s decades in the ...

I was recently asked, “Where the heck will my money come from once I retire?” It’s a very common question! Many people have a mix of different types of accounts—tax-deferred, taxable and tax-free—and ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. How much should you withdraw from your retirement savings in ...