As you approach retirement, you may hear financial planners cite three retirement phases that dictate spending habits: Go-Go, ...

The IRS recently increased 401(k) contribution limits to $24,500 a year for employees under 50 and to $32,500 a year for those over 50 who want to catch up. Typically, when the IRS increases ...

A $4 million nest egg generates $160,000 annually using the 4% withdrawal rule. Healthcare, taxes, and long-term care costs remain major variables that can significantly impact retirement spending.

Although 75 per cent of employers believe their employees are prepared for retirement, only 46 per cent of employees agree.