Following the 4% withdrawal rule, it would take a typical retirement savings of $1 million to provide a $40,000 annual income ...

Your early-fifties is an excellent time to start making a retirement budget. In your 40s, you risk jumping the gun. You're ...

Read why the 4% retirement rule may be riskier than it seems, and how we recommend to invest in dividend stocks instead.

Planning for lasting retirement income requires a thoughtful strategy, especially with factors like longevity, market volatility and evolving lifestyle needs in play. As retirement approaches, one of ...

Modern annuities address longevity risk, market volatility, inflation, liquidity needs, and legacy planning, helping retirees ...

Whether retirement is just around the corner or a distant milestone, a solid income plan can help you maintain independence, security, and the all-important peace of mind. Planning for retirement is ...

On Sunday, I wrote an article revealing my entire portfolio. For that, I applied the pyramid approach, a super simple concept based on dividing one's portfolio into three segments to help with the ...

Many Americans retire early but delay Social Security to boost lifetime benefits. Waiting until 70 can increase monthly ...

Retirees are shifting from the traditional 4% withdrawal rule to 5% to combat rising healthcare and living costs. A 5% withdrawal on $1M generates $50K annually versus $40K at 4%. The strategy relies ...

Follow these tips to help clients draw down their retirement funds in a tax-efficient manner and avoid common mistakes.

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth ...

The U.S. Department of Labor issued an advisory opinion on Tuesday affirming that AllianceBernstein L.P.’s Lifetime Income Strategy meets the criteria to be classified as a qualified default ...