A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

As a general rule, you'll need to take a required minimum distribution by the end of each calendar year after you turn 73.

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

Do the ins and outs of required minimum distributions (RMDs) from individual retirement accounts (IRAs) have you feeling a bit overwhelmed? Maybe you're turning 73 years old this year and will soon be ...

In general, anyone with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Missing required minimum distributions can lead to large tax penalties.

A recent report from Vanguard found that 6.7% of investors with a Vanguard-administered IRA did not take a required minimum distribution (RMD) in any amount in 2024.

Required minimum distributions (RMDs) start in the year someone turns 73. The amount of your RMD depends on your age and account balance at the end of the previous year. Failing to take your RMD could ...