A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons.