If you're paying an interest rate of more than 5 percent, now may be the time to refinance your home mortgage. Although interest rates have risen slightly in the past few weeks, they are still at ...

What if there was a way to cut the cost of your outrageously priced student loan? That’s what refinancing promises: ideally, you save thousands of dollars in interest over the life of your loan. But ...

Refinancing your car loan allows you to exchange your current debt for a new loan. Typically, the outcome is a lower monthly payment thanks to a lower interest rate or better terms. Refinancing can be ...

To qualify for a conventional refinance, you’ll need a minimum 620 credit score and a maximum debt-to-income ratio of 45 percent. Keep in mind that refinancing can be time-consuming and involves ...

Refinancing is the process of switching your existing home loan package to a new one with another bank. People refinance all the time to take advantage of better interest rates, to manage their ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You took out a home ...

The Federal Reserve decided to leave short-term interest rates unchanged when it met in April but left open the possibility of raising rates in mid-June. News of the Fed’s decisions is always of ...