Dear Dr. Don, I currently have two private mortgages totaling $40,000. My home is on the tax rolls at $110,000, but it would probably sell for only $85,000 in today's market. With a 612 credit score, ...

Student loan refinance rates have held steady going into the New Year. As of January 1, 2026, student loan refinance lenders ...

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

Mortgage refinancing can help you access more competitive interest rates, lower your monthly payments and help access cash for home improvements. By taking out a new loan with better terms and lower ...

Low mortgage interest rates have created a great opportunity for many homeowners to refinance their mortgages, resulting in lower monthly payments or extra cash to pay off debts. The options are ...

Veterans Affairs mortgages, or VA loans, have become lifesavers for homeowners struggling to refinance with conventional loans. Low mortgage rates and tighter underwriting standards have led to a huge ...

Bank statement loans are expanding mortgage options for self-employed buyers and homeowners, offering flexible income qualification as interest rates move closer to 2025 lows.

Refinancing your mortgage is one way to improve your financial position, but for the move to make sense, you need to find the right lender. The best refinance companies will offer competitive interest ...

The Federal Reserve is doing its best to stimulate the economy during this on-going pandemic. One of the benefits of its efforts is very low mortgage rates. Mortgage rates are down so low that it is ...

Q. I was late with a mortgage payment and was told I would have to wait a year from the date of the late payment to refinance my home loan. I'm in my second year of a 3.5 percent adjustable-rate ...

Charter One has joined the few lenders offering refinancing for private student loans. The Consumer Financial Protection Bureau has been leaning on banks to make it easier for students to refinance ...

The start of the year is a popular time to improve personal finances. Michael Golfman, a Colorado transplant working in New York City, took a hard look at his student loans around this time last year, ...