Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

Sometimes Scrooge arrives before Santa. In December, the Federal Reserve played miser when it bumped the cost of short-term debt by a quarter point. Consumers may not want to wait for the agency to ...

Mortgage rates have dipped to their lowest point since May 2023, averaging 6.59 percent according to a Bankrate survey. When rates are down, this opens new opportunities not just for new homebuyers, ...

If you purchased a home within the last few years, you might have felt a jolt of jubilation watching mortgage rates fall. If you locked in at the recent peak — nearly 8 percent last year — you may ...

Refinancing is better for people who want to lower monthly payments, while reverse mortgages give cash flow to seniors who want to stay home. While people often lump a reverse mortgage and refinancing ...

The first step in obtaining a mortgage is getting preapproved, where lenders determine your loan eligibility. Once approved, you will receive a letter with the loan amount. The lender will then verify ...

The rate on a 30-year fixed refinance climbed to 6.36% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.4%. For 20-year mortgage ...

The rate on a 30-year fixed refinance climbed to 6.5% today, according to the Mortgage Research Center. Rates averaged 5.47% for a 15-year financed mortgage and 6.18% for a 20-year financed mortgage.

The Federal Trade Commission (FTC) says Americans lost nearly $8.8 billion in 2022 to various schemes, including imposter scams, investment-related scams and fake business and job opportunities. And ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...