Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. A cash-out refinance replaces your existing mortgage while home equity loans ...

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

A first-lien HELOC is a revolving line of credit that replaces your primary mortgage. The loan combines a checking account, mortgage and line of credit. First-lien HELOCs are best suited for ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Payments here may be more affordable than you think. Here's what you'd pay each month if you took out the loan now.

Read full article: What to do if your Michigan community declares a snow emergency 177 kilograms of cocaine was seized at the Blue Water Bridge on Nov. 25, 2025. 400 pounds of cocaine seized at Blue ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...