Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

There’s no overnight fix for a weak credit score, but a few focused changes can start shifting it faster than most people ...

Unfortunately, as soon as your credit falls below a certain level, challenges can mount, not only with how to get it back up but also with what limitations a low credit score can result in. Perhaps ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...