Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

Learn about the pros and cons of secured personal loans.

Discover what OneMain Financial offers for personal loans.

When life throws unexpected expenses your way, whether it’s a medical emergency, home repairs, or the need to consolidate debt, a personal loan can offer a lifeline. With the flexibility to be used ...

The average cost of a vehicle is not cheap by any means. A new car costs almost $48,759, while the average price of a used car is $26,446. Many consumers simply don’t have the cash to buy a car ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...