Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Since state lawmakers overhauled Michigan's no-fault system several years ago, buying auto insurance is no longer straightforward and requires decisions on complex coverage options. So getting the ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

A high-profile lawsuit that has already invalidated a portion of Michigan's no-fault auto insurance overhaul concerning cost controls and led to fee increases for drivers is scheduled for oral ...

Hearsay statements are usually inadmissible unless an exception applies. Insurers can deny no-fault claims for material misrepresentations if they act promptly and provide strong evidence. They can ...

Michigan drivers have saved a collective $4 billion on auto insurance premiums since reforms to the state's no-fault insurance law took effect in July 2020, the Insurance Alliance of Michigan said ...