Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car insurance aims to offer financial protection if you are involved in a car accident, but how your claim is paid and by whom isn’t the same for all drivers. A driver’s negligence can influence claim ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

If you get into a car accident without insurance and you’re not at fault, you can still file a claim against the at-fault driver’s insurance company. The process isn’t always simple, though, and ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Insurance companies are predicting higher insurance premiums across the state if the Legislature approves proposed changes to Michigan's auto no-fault insurance law that would loosen price controls on ...

An at-fault accident is a crash caused by a driver's negligence. Here’s how insurers decide who’s at fault. Many, or all, of the products featured on this page are from our advertising partners who ...